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Guerin® Blog

Rental Guide

Car rental deposit: what it is, how it works and what you need to know.

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Renting a car is simple, but there is one step in the process that often raises questions: the car rental deposit. What exactly is it? Why is it required? And when is it refunded?

Despite the questions, the deposit is part of the standard vehicle rental procedure and exists to ensure security and transparency throughout the entire process. Guerin clearly explains what the car rental deposit is, how it works in practice and what you should consider before picking up your vehicle.


Customer inside a car using a credit card to formalize the rental and deposit hold.

What is a car rental deposit?

The car rental deposit is an amount temporarily blocked on the customer’s credit card. In practice, it works as protection for the rental company during the period in which the car is under the customer’s responsibility.

This amount is intended to cover potential costs that may arise, such as:
  • Damage not covered by the contracted insurance.
  • Unpaid fines or tolls.
  • Missing fuel at the time of return.
  • Other charges stated in the contract conditions.
The deposit is not a definitive payment. The amount remains blocked and is refunded after the vehicle is returned, provided everything complies with the agreed conditions. In practice, it is a temporary guarantee mechanism that protects both the company and the customer, ensuring maximum predictability throughout the rental.

The credit card remains the most commonly used method for the deposit, as it allows this hold to be made simply, securely and immediately.

Why is the car rental deposit necessary?

When you rent a car, the vehicle becomes your responsibility. The deposit allows any additional costs to be settled without lengthy administrative procedures.

It is common practice in the rent-a-car sector and helps ensure that the rental runs more securely for both parties. At Guerin, deposit conditions are always clearly presented at the time of booking.

How does it work in practice?

In most cases, the deposit is blocked on the main driver’s credit card at the time of vehicle pickup. It is not a charge, but an authorization hold for a specific amount.

In simple terms, the car rental deposit is generally:
  • Blocked on the credit card at pickup.
  • Held during the rental period.
  • Released after the vehicle is returned, provided there are no damages or pending charges.
For deposit, fuel deposit or excess purposes, a physical, valid credit card in the contract holder’s name is always required. 

When is the deposit made?

The hold is placed at the start of the rental, after documentation and credit card validation.

Before picking up the vehicle, in addition to the deposit, it is important to ensure you meet all requirements. As a general rule, to rent a car you will need:
  • Valid identification document (ID card or passport).
  • Valid driving license. 
  • Accepted payment method.
  • Valid credit card for the deposit.
  • Booking confirmation.
If this is your first rental or you want to avoid unforeseen situations, we recommend reading the complete guide on how to rent a car, where we clearly and practically explain every step of the process, from pickup to return.

How long does it take to be released?

After the car is returned and its condition verified, the company requests the release of the deposit. The time it takes for the amount to become available again depends on the bank and the type of card used. Normally, the release may take a few business days.

In which situations may the deposit not be fully refunded?

The deposit may be partially or fully used if the following are identified:
  • Vehicle damage not covered by insurance.
  • Missing fuel charges.
  • Fines or other expenses related to the rental.
If no issues are found, the full amount is refunded. Therefore, it is essential to carefully read the contractual conditions before starting any rental.


Customer holding a credit card next to a rental vehicle while confirming deposit conditions.


What is the deposit amount?

The deposit amount is not charged, only blocked, and may vary depending on:
  • The type and category of the vehicle.
  • The rental duration.
  • Additional coverage and protection selected.
Purchasing extra protections may reduce the customer’s financial responsibility in case of damage and, in some situations, influence the required deposit amount.

How to avoid unexpected costs when hiring a car?


To avoid surprises related to the car rental deposit, we recommend that you:
  • Check that your credit card has a sufficient available limit for the deposit hold.
  • Confirm in advance the deposit amount applied to your booking.
  • Carefully read the contract conditions.
  • Inspect the vehicle at pickup and report any existing damage.
  • Clarify any doubts with the service team.

How to reduce the car rental deposit?

There are solutions that help reduce risk and, in some cases, the amount associated with the car rental deposit. When renting a car with Guerin, you may choose additional protections that reinforce your peace of mind during your trip.

Among the available options, Pack Premium Gold stands out as a comprehensive protection solution designed to enhance financial predictability and reduce exposure to unexpected costs.

By choosing additional protections, you reduce your exposure to unexpected costs and, in some cases, may lower the required deposit amount.

No doubts about the deposit? Time to book your vehicle.

The car rental deposit is a standard practice and works as a temporary guarantee. It does not represent an additional cost, provided the vehicle is returned in the agreed condition. 

Before booking, confirm the deposit conditions, choose the protection options that best suit your travel profile and discover the full Guerin fleet. Book your vehicle 100% online with complete transparency.


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